What our clients say

“I am very grateful to Ian Chi who was very knowledgeable, patient and friendly throughout the process. Overall refinancing was not the nightmare that I have heard others go through and was relatively an easy process. Thanks!”

Kelley C.

“All I can say is they did what they said they would and that means a lot. Returned, or more importantly, answered the phone calls. Nice job and will recommend to others.”

Robert M.

“I talked to many, many lenders and none were as responsive or able to get me the kind of deals Ian did. He is an incredible person and dedicated. He put up with me being crazy plenty of times and always found a solution. You could not be in better hands than with him.”

Jake R.

“Ian goes out of his way to make sure he holds up his promises to get you a new home. If there are any hiccups in the process, he is always accessible and responds with haste. Would work with him again in the future.!”

Kevin C.

“Thanks to Ian and his team for working hard at getting funding. I had specific challenges and terms that I needed to stick to and this team made it happen for me. Will definitely be using them again for my loan needs.”

Ruslan T.

“Good communication, friendly and timely. Very easy process. Couldn’t ask for more. Always received a quick response. Ian handled difficult situations, specifically the problems with the appraisers, with professionalism.”

Margaret S.

“I worked with Ian Chi on my loan and he did an outstanding job guiding me through my first house purchase. He was always available for questions and worked quickly and efficiently. Despite the 29 day turnaround on closing I gave him, we were able to close 2 days early and could have closed earlier if not for repairs needed on the house. Even my realtor, who I admit was skeptical with my loan choice at first, was really impressed on the speed and professionalism shown by Ian. I am confident I got the best rate I could for the least amount. When I told other mortgage companies what First Choice was able to provide, they all seemed angry and confused that I got such a good rate. Thanks for everything your company did to help me in my search, and huge props to Ian!”

Nick R.

“Ian and his team were great. We closed in less than 30 days, it way have even been 21 days. I had a deadline to meet to sell and buy and we did. The team was always available to answer questions and explain things. They were on top of it every step of the way and made my dream home happen. Would highly recommend.”

Kimberly W.

“TheChiteam was very professional and quick to help me find my dream home. I knew Ian was the one, the moment we started talking about golf. If you’re a golfer this is a plus!! Ians knowledge in golf and mortgages are by far the best I’ve come across in any lender. That could be due to the fact that he has been in the industry for over two decades! I would highly recommend this team to my friends and family.”

Jeremy C.

“Ian Chi was very helpful, knowledgeable and processed my loan timely. It made the process so much easier.”

Mary Ellen D.

“Ian was great to work with. He devised several options so I wasn’t stuck with just one choice. He and his team were A+ professionals and were so on top of their stuff at all times. Ian will definitely go above and beyond.”

Penny C.

“Ian was great in guiding us through our first home purchase! He was always available to answer all of our questions and very transparent through the whole process. Ian was recommended by a close friend and we are grateful to have worked with the Chi team. We would truly recommend him to all of our friends and family. Thank you Ian for making our dream of owning a home come true!”

Maricela M.

“If you’re purchasing or refinancing a home and want the process to go smoothly, pick up the phone and contact Ian Chi. We first spoke with Ian when we refinanced our previous home in 2015. We were impressed with his knowledge, his hands on approach, his unbelievable accessibility, patience…and most of all, his honesty. His word was (and still is) as good as his signature. When our daughter needed a home loan in 2016, we recommended Ian and she was equally happy with his handling of the entire process. This year we once again had the pleasure of working with Ian on the purchase of another home. I’m happy to report, nothing has changed. He kept in contact with us every step of the way, making sure the process went smoothly. He was exceptionally knowledgeable about the plethora of loans available and worked with us to find the one that best met our needs. And once again, his honesty and integrity were unquestionable. From the figures he quoted to us at the beginning… to the faster-than-lightening time line for closing, nothing was misrepresented. This is a mortgage lender you can trust to basically hold your hand throughout the less-than-fun loan process, confident in his knowledge, his support, but most importantly… in his unwavering integrity to do what’s best for his clients.”

Jonnie W.

Reach Us


Reach out to us today for a free consultation.


5887 Copley Dr.
Floor 6
San Diego, CA 92111


(916) 770-LOAN (5626)





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